Your Wealth Transfers

Wealth transfers are composed of excess taxes, interest paid, interest lost, fees, certain insurance costs, PLUS unseen economic costs. They are caused by HOW we save and invest, HOW we pay for the things we buy, and HOW we insure ourselves. Therefore, they are largely self-inflicted.

Some costs are accepted as the unavoidable and normal costs of doing business while others are absorbed unknowingly. However, much of those costs, both seen and unseen, are unnecessary. They needlessly steal potential wealth. For most everyone, the lost wealth caused by needless wealth transfers exceeds their “realized” wealth – whatever they are able to accumulate.

Chapter 2 explains and illustrates how we fall into the wealth transfer trap.

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