Chapter Two

The "Box" System

We participate in a financial “system” created by the financial industry. This is an automatic and major conflict of interest: Their interests and our interests are not the same.

It’s this simple; their best interests are control and profit: control over our money = maximum profit. Their profits can only be one thing - our costs.

Our best interests are also control and profit. Both parties cannot have control at the same time. We need to understand we are in that battle and that much of our wealth potential is at stake.

The “system” is like a shopping mall composed of different financial institutions hawking a huge array of separate and distinct financial products and services. The products include various types of savings and investment plans, retirement plans, insurance plans, and loans.

We call this “the box system”, where each financial product or service is like a “box” you have to put money in, in order to receive a specific benefit. However, like any “shopping trip”, we know we can’t go home with everything. We have to make choices.

Read on to see how this “system” is a stacked deck that creates financial problems and serious unseen risks.

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